Browsing Category: "Family Finance"

Being Creative With Your Homeschool Budget

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One of the most commonly cited reasons for not homeschooling is the Big Bad Cost. Parents the world over have considered playing the role of super-teacher only to get scared off by the expense. But we’re here to tell you that homeschooling doesn’t have to be expensive. In fact, it can save you money. Like anything, it is just about knowing how. That is why we have come up with a list of amazingly creative and utterly frugal ways to help you give your kid an amazing education from the comfort of your home. Read the rest of this entry »

Household Bills Getting You Down? Four Things To Do Today

We can all find that from time to time our household bills can get the better of us. Ever find that you feel like you have more going out than coming in? You and thousands are other people are not alone. It’s a fact of life that bills can mount up over time and sometimes we can be ahead of the game, and other times we can be lagging behind the pack. However, there are things you can action today to help you get on top of your finances. I thought I would share with you four of the things you can try.

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How To Cut Your Energy Bills Without Sacrificing Anything

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We all want more money to play with, but the recurring cost of living comfortably can make this very difficult. One of the big things that’s a major burden on many people’s finances is their monthly energy bills. Despite what you may have heard, you don’t need to live like an Amish person, or spend a small fortune on green energy gadgets to take a chunk out of your energy bills. Here, we’ll look at some of the great ways to cut down your energy bills, without sacrificing anything in the way of money or comfort. Read the rest of this entry »

Dos & Don’ts Of Family Spending That Every Mom Should Know

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When you become a parent, your whole world changes. Your life no longer revolves around you and your needs, but around your child. As a parent, your mindset changes, and instead of focusing on yourself, you focus purely on your child. Before you had kids, you most probably looked forward to payday as it meant you could treat yourself to something new, a nice dress maybe or a new perfume? But now that you’re a mother, the chances are that come payday any money that’s left over after paying the bills goes on your child – motherhood is all about being selfless. Read the rest of this entry »

Overcoming Family Financial Crises

Running the family finances is never easy. There’s always the odd unexpected expense that can cause your bank account to hemorrhage money. But there’s no need to bury your head in the sand. If your family is facing financial difficulties, there are things you can do.

According to Forbes magazine, around 47 percent of households live paycheck to paycheck. As a result, they’ve got very little wiggle room when it comes to money. If a problem comes up, it can often mean disaster for the entire family. Thanks to stagnant incomes, families are having to carefully plan how they use their wealth and avoid potential pitfalls.

Here we’re going to look at how your family can overcome money problems and become more financially secure.

Create A Budget

Before you do anything, the first thing you need to do is create a budget. A budget tells you what your current outgoings are compared to your income and allows you to make adjustments on the fly. If you’ve got financial goals, a personal budget also shows you how much money you need to save each month to reach them.

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